We're a local team serving Oregon and Washington homeowners — not a call center. If you're 62 or older, we can help you access your home equity without selling, moving, or making monthly mortgage payments.
Free consultation · No obligation · Real answers
See how much you may be able to access
Estimates are illustrative only and not a commitment to lend. Actual proceeds depend on age, interest rates, appraised value, and HUD guidelines.
A reverse mortgage lets eligible homeowners convert part of their home equity into cash — without selling, moving, or making a monthly mortgage payment. At Wealthbridge, we offer two programs to fit more homeowners.
The most common reverse mortgage, backed by the FHA and insured by the federal government. Ideal for most homeowners with standard home values.
Our private reverse mortgage opens the door for homeowners who don't fit the standard HECM box — including those with higher-value homes or who haven't yet reached 62.
We start with a free, no-pressure conversation to understand your situation. We'll tell you honestly whether a HECM or Private Reverse Mortgage is the better fit — and exactly what you could access.
An appraiser determines your home's current market value. Combined with your age and current interest rates, this determines how much equity you can access through your program.
Choose how you receive your equity — a lump sum, line of credit, monthly payments, or a combination. You stay in your home, retain the title, and no monthly mortgage payment is required.
Most Oregon and Washington homeowners are surprised to find they qualify — and with our Private Reverse Mortgage option, you may be eligible as young as 55. Here's what we look for.
Home values across Oregon and Washington have grown significantly over the past decade. Many homeowners are sitting on $300,000–$700,000 or more in equity they've never been able to access.
Whether you're 55 or 85, we have a program that may work for your situation — and we'll give you a straight answer from the very first call.
Misinformation keeps many eligible homeowners from exploring an option that could transform their retirement. Let's clear the air.
We're not a national call center — we're a local Oregon and Washington mortgage team that takes the time to understand your situation and give you real answers.
We live and work in Oregon and Washington. When you call us, you're talking to a local expert who knows your market — not a stranger in another state.
We offer both the FHA-backed HECM and our Private Reverse Mortgage — so we can find the right fit for your age, home value, and goals. Most lenders only offer one.
Our first call is always free and always pressure-free. We'll tell you honestly if a reverse mortgage is a good fit — and if it's not, we'll tell you that too.
Free consultation · No obligation · Real local experts
Oregon and Washington homeowners share how a reverse mortgage changed their retirement picture.
After my husband passed, I was struggling to cover property taxes and keep up with the house. The reverse mortgage gave me breathing room I didn't know I had. I'm still in my home of 30 years and I have no regrets.
I was skeptical at first — I'd heard the stories. But my financial advisor brought it up and after talking it through, we set up a line of credit as a safety net. It's been two years and it's been exactly what we needed.
We used the HECM for Purchase to downsize into a home we actually loved without draining our savings. Best financial decision we made in retirement — wish we'd learned about it sooner.
A free 15-minute call is all it takes to get a clear picture of your options. No pressure, no obligation — just real numbers from a real person.
📞 503-946-9406Monday–Friday · 8am–6pm · Oregon & Washington